Transacted but OTP did not come… so this is not a normal problem, the bank account is not emptying

 Did you know that if you are not getting OTP then this is not a common problem. Sometimes this may be possible because of the network, but if it happens constantly, it is also a sign of fraud.

Cybercriminals try to fool people in new ways.

Now the banking system has also become quite high-tech. You just specify an OTP and you're done. No matter how big the transaction, an OTP of 6 or 5 or 4 digits gets your job done. You may also do many transactions through this OTP every day, but sometimes it may happen that you did not get the OTP. What do you do when this happens, you either get angry or ask to send an SMS back.

But, did you know that if you are not getting OTP then it is not a common problem. Sometimes this may be possible because of the network, but if it happens constantly, it is also a sign of fraud. In fact, cybercriminals try to fool people in new ways. This is another new way in which hackers are trapping people. Many such cases of fraud have come to light abroad and some experts have proved this. Let us know how this fraud happens and how it can be avoided.

What is the new fraud with Otopi?

In this fraud, cyber criminals or hackers hack your phone messages. The message is then diverted to another phone. This is similar to call divert in a way, in which the message is released by the company or the bank, but does not reach the user. This message reaches a number of hackers instead of coming to the user's phone. In this case, hackers read your messages and make transactions according to them and you don't even know it. The important thing is that if there is a fraud in this way, you do not even get the information, because you do not get the message.

How to survive in such a situation?

If you want to avoid this kind of fraud then you can take some measures. By the way, try to take care of all the things first, so that your phone is not hacked. Also try to get in the habit of ordering any OTP if you have to. If you order a message in the mail, your chances of being cheated in this way are greatly reduced. 

The problem was just because of TRAI

Recently people were not getting OTP. In fact, this problem is due to the new SMS regulation of the Telecom Regulatory Authority of India (TRAI). New rules are being introduced to prevent SMS fraud. But due to this process many problems are coming up. One of them is non-receipt of OTP via SMS. TRAI's new guidelines aim to prevent OTT fraud and spam SMS. Operators have started the DLT process to implement this, which caused difficulties in push notifications. The content of every SMS registered template in the new DLT system will be delivered only after verification.